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Houston Credit Repair ServiceCall us today for a FREE Credit Report Consultation (713)-661-5505
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![]() Our Houston Credit Repair specialists lead our clients in the right financial direction so they can be better equipped and prepared to make the right financial decisions. 700 Plus Credit Restoration strives to empower our clients with financial knowledge that affects their credit score. |
![]() 700 Plus Credit offers a variety of financial services. Our company has extensive knowledge and experience in credit repair and credit restoration, re-building bad credit, negative trade lines, and finance. |
![]() 700 Plus Credit is committed to helping our clients every step of the way improve their credit profile on the path to financial freedom. We will take every aggressive measure under the law to help you with credit repair and bring your credit score up. |
Weekly News from 700 Plus Credit Repair Houston -TX |
What Do You Do If You Have Bad Credit?
The 700 Plus Credit repair specialists are here for you! Our Credit repair specialists will work with you to determine if our credit repair services are right for you. Once we have determined that our services will benefit you, we will immediately start working to restore and repair your credit. We will lead you in the right financial direction so you can be better equipped and prepared to make the right financial decisions. Take a moment to fill out or FREE credit repair consultation form and start to rebuild your credit today. |
Credit Repair Houston TX – Weekly ArticleMay 15th 2012 If you have a low credit score it is costing you money and will have an adverse effect on many areas of your life. You really can repair your credit status and you you should consider making it a priority. There are some simple measures you can take to begin with. Here are five tips to start the process of credit repair in Houston. Tip Number 1 – Always Pay Your Bills on Time One of the best ways to improve your credit score is simply to pay your bills on time. Experts think that up to 35% of your credit score is based on your paying of bills on time. This is not always an easy thing to do, but it is something to strive for because even a few late payments can cause credit agencies to take notice. Tip Number 2 – Avoid Excessive Credit Borrow money only when you need it and make sure to make payments on your debts on time. Taking out lots of new credit accounts in a relatively short period of time will cause your credit score to nosedive. It will look as though you are being financially irresponsible. Tip Number 3 – Pay Down Your Debts Paying down your debts to a minimum will help to elevate your credit score. Start with the largest debt you have and start paying it down so that you are losing less of your available credit total. Try to use no more than 50% of the credit available to you. But – don’t pay off the entire amount on a credit card – believe it or not it is good to leave a small amount there to help your credit score. After all, lenders make money on the interest you pay. So keep at least a small amount outstanding on the account.
Tip Number 4 – Have A Range of Credit Types Lenders like to see that you are able to handle a range of different credit types well. Having some form of personal credit such as credit cards – and/or some larger types of credit such as a mortgage or auto loan – and paying them off regularly is better than having only on type of credit. Tip Number 5 – Develop An Action Plan You need to know where most of your credit score is coming from, and you will need this information -
Start to create a personal plan by examining each of these areas in turn. To do this you will need to get hold of your credit report. You need to know what is in it so that you can start to fix it. Find out what lenders already know about you by getting your report from one of the three main credit agencies. |













