Credit monitoring services keep an eye on your credit profile, including your credit report and score, and can alert you to changes or potential fraud. Think of credit monitoring as an early warning system that could prevent further damage.
A credit monitoring service tracks a consumer’s credit report and credit scores. Consumers primarily use them to guard against identity theft, where bad actors illegally use another person’s financial or personal information to commit fraud. Criminal activity related to identity theft can range from illegal purchases at retail or online outlets using a stolen credit card number to filing fake Social Security or Medicare claims. Since thieves use this information without the victim’s knowledge, such criminal activity can be difficult to detect until well after the fact, by which time an individual’s credit could be utterly destroyed.
What is your time worth? We want you to spend time living a meaningful life, not waiting hours on the phone with the IRS or your bank. We can’t remove all the worry from your life, but we can help reduce the stress if your identity is stolen. We remove the uncertainty and give you the advantage of being able to act quickly if something suspicious is happening with your identity. We actively monitor your identity with enhanced protection so you can focus on the things in life that matter most to you.
Your identity goes beyond your credit report and so should your monitoring. When thieves get access to your identity, they use it in ways some of us would never think of. One of the most impactful ways a thief abuses your identity is by committing criminal acts in your name.